Solo Coverage
It ensures that the sum insured can be utilized only by you.
Suitable for Older People
It is more suitable for elderly people with greater health risks.
Sum Insured
It comes with a maximum sum insured of Rs 1 crore depending on the plan.
Multiple Claims
You can make multiple claims in a year as long as the sum insured is not exhausted.
Family Discount
Most individual health plans offer a family discount if more than two family members are covered on an individual basis.
Cumulative Bonus
It provides a discount on premium if you do not file a claim in the previous policy year.
Renewal for Life
The plan comes with lifetime renewability.
Tax Benefits
It offers tax savings on the paid premium under Section 80D of the Income Tax Act
Add-on Covers
It provides you with the option of buying add-on covers, such as critical illness cover, outpatient treatment benefit, restoration benefit, maternity benefit, etc.
Wider Coverage
Individual health insurance policies offer a wider coverage including in-patient hospitalization, pre and post-hospitalization expenses, daycare procedures, ambulance charges, etc.