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Solo Coverage
It ensures that the sum insured can be utilized only by you.
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Suitable for Older People
It is more suitable for elderly people with greater health risks.
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Sum Insured
It comes with a maximum sum insured of Rs 1 crore depending on the plan.
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Multiple Claims
You can make multiple claims in a year as long as the sum insured is not exhausted.
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Family Discount
Most individual health plans offer a family discount if more than two family members are covered on an individual basis.
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Cumulative Bonus
It provides a discount on premium if you do not file a claim in the previous policy year.
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Renewal for Life
The plan comes with lifetime renewability.
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Tax Benefits
It offers tax savings on the paid premium under Section 80D of the Income Tax Act
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Add-on Covers
It provides you with the option of buying add-on covers, such as critical illness cover, outpatient treatment benefit, restoration benefit, maternity benefit, etc.
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Wider Coverage
Individual health insurance policies offer a wider coverage including in-patient hospitalization, pre and post-hospitalization expenses, daycare procedures, ambulance charges, etc.